by Terry Edwards
Is there anything more depressing than opening up that premium notice from your auto insurance company? It can certainly ruin the day for many people, but what can you do? Have you taken the time to explore all your options when it comes to getting discounts on your car insurance? Here are three quick tips to help you save the most amount of money from your auto insurance company.
Is there anything more depressing than opening up that premium notice from your auto insurance company? It can certainly ruin the day for many people, but what can you do?
Have you taken the time to explore all your options when it comes to getting discounts on your car insurance? Here are three quick tips to help you save the most amount of money from your auto insurance company.
1. Deductibles
Have you reviewed your car insurance policy to see what your deductibles are? You can save quite a bit of money by simply increasing your deductible amounts. For example, by increasing your deductible on collision coverage from $250 to $1,000 could reduce your premium quite a bit.
2. Discounts
This is a way of saving money on car insurance that more people should be aware of. You may be losing out on discounts you never realized were available. Be sure to ask your agent about every discount that is available. Here are a few of the ones to look for:
-Multi car discount for having 2 or more cars insured with the same company.
-Security system discount
-Defensive driving course or driver's education course discount
-Accident free discount
-Good student discount
-Multiple lines of insurance if you have your home and your cars insured by the same company
These are just a few of the many discounts that auto insurers offer.
3. Driving Record
This is a big one. Your driving record will be the most important aspect in determining your car insurance rates. Be safe and avoid tickets to keep your premiums down. Do everything you can to prevent tickets from showing up on your driving record. The easiest way of doing that is to not get them in the first place.
Car insurance is high enough as it is. By using these tips you may be able to save some money and open up your next auto insurance company premium notice to find a pleasant surprise.
All Rights Reserved Worldwide. Reprint Rights: You may reprint this article as long as you leave all of the links active and do not edit the article in any way.
